Comprehensive VIN verification and vehicle history reports designed specifically for insurance companies. Automate underwriting, validate claims, detect fraud, and streamline total loss processing with real-time vehicle data across the United States.
US vehicle database
Real-time verification
Insurance specialists
500+
Insurance Companies
500M+
Vehicle Records
99.9%
API Uptime
40%
Fraud Reduction
Everything insurance companies need to automate underwriting, validate claims, and detect fraud. From real-time VIN verification to comprehensive fraud detection, we've got you covered.
Access complete vehicle history including accident reports, prior claims, title information, salvage records, theft history, and odometer readings from 500M+ US vehicle records for accurate risk assessment.
Get instant VIN verification and vehicle history reports with API response times under 2 seconds. Enable real-time underwriting decisions and straight-through processing for qualified applicants.
Identify insurance fraud with NICB integration, salvage history verification, odometer fraud detection, title washing indicators, and cross-reference prior claims to reduce fraudulent claims by up to 40%.
Access accurate vehicle valuations from NADA, KBB, and Edmunds plus auction data. Determine actual cash value (ACV), total loss thresholds, and fair settlement amounts for claims processing.
Seamlessly integrate with Guidewire, Duck Creek, Majesco, Insurity, and custom platforms. RESTful API with comprehensive documentation, SDKs, and webhooks for automated underwriting and claims workflows.
Validate claims with pre-accident condition data, prior damage history, repair records, and previous claims. Process claims faster while identifying fraudulent or exaggerated damage claims.
Leverage predictive analytics with vehicle safety ratings, crash test data, theft rates, maintenance history, and actuarial loss data to price policies accurately and improve loss ratios.
Enterprise-grade security with SOC 2 Type II certification, HTTPS encryption, and full compliance with GLBA (Gramm-Leach-Bliley Act) and state insurance data privacy regulations.
Automate underwriting with instant vehicle data retrieval, risk scoring, premium calculations, and policy binding. Reduce underwriting time from hours to seconds with API-driven automation.
From underwriting to claims processing, our VIN verification solution adapts to your specific insurance workflows and regulatory requirements.
Automate risk assessment during policy quoting and binding. Instantly retrieve vehicle history, safety ratings, theft rates, and prior claims to determine accurate premiums and improve straight-through processing rates.
Validate auto insurance claims with comprehensive pre-accident condition reports, prior damage history, and repair records. Identify fraudulent claims, pre-existing damage, and determine fair settlement values quickly.
Detect insurance fraud with NICB theft records, salvage history verification, title washing detection, odometer fraud identification, and prior claims analysis. Reduce fraudulent claims and protect your loss ratio.
Streamline total loss settlements with accurate vehicle valuations, salvage value estimates, and market condition data. Determine actual cash value and fair settlement amounts backed by multiple valuation sources.
Enhance renewal processes with updated vehicle condition reports, recent accident history, and current market values. Adjust premiums based on vehicle aging, mileage changes, and maintenance patterns.
Improve portfolio risk management with comprehensive vehicle safety data, crash test ratings, recall information, and theft statistics. Build more accurate actuarial models and pricing strategies.
Fully compliant with GLBA, state insurance regulations, and industry data security standards. Your data and your customers' data are protected.
Full compliance with Gramm-Leach-Bliley Act requirements for financial information privacy and data security standards.
Adherence to all 50 state insurance regulations, data privacy laws, and consumer protection requirements for insurance data.
Complete audit trail of all VIN lookups, data access, and report generations required for regulatory compliance and internal audits.
SOC 2 Type II certified infrastructure with end-to-end encryption, role-based access controls, and secure data transmission protocols.
Join over 500 insurance carriers who trust our platform to automate underwriting, validate claims, and reduce fraud.
Access to 500M+ vehicle records across all 50 US states
NICB (National Insurance Crime Bureau) integration
ISO ClaimSearch database connectivity
Real-time fraud detection and alerts
Total loss valuation with multiple data sources
99.9% API uptime with SLA guarantee
Dedicated insurance account manager
Custom risk scoring models
White-label reporting options
24/7 technical support and consultation
Prior claims history tracking
Salvage and title verification
Odometer fraud detection
Pre-accident condition reports
Export reports in PDF, CSV, and JSON
NHTSA safety ratings and recall data
Choose the plan that fits your insurance operations. All plans include API access, comprehensive data, and dedicated support.
API access for developers
+ $150/month
Your brand on our platform
+ $500/month
Complete white-label solution
Our streamlined integration process gets your insurance VIN verification system operational within days.
Schedule a consultation with our insurance specialists. We'll assess your underwriting and claims workflows, integration requirements, and fraud detection needs. Receive a guided demo with sample data.
Our technical team helps you integrate our VIN API into your insurance management system. We provide SDKs, webhooks, and custom integration support for seamless data flow.
Test the API in our sandbox environment with sample VINs and claims scenarios. Validate data accuracy, response times, and fraud detection capabilities before going live.
Go live with full production access. Our support team provides 24/7 assistance, monitors API performance, and helps optimize your underwriting and claims processes for maximum efficiency.
Built on secure, scalable infrastructure to support insurance companies of all sizes with industry-leading reliability.
API response times under 2 seconds enable real-time underwriting decisions and instant claims validation. 99.9% uptime guaranteed.
SOC 2 Type II certified with GLBA compliance. End-to-end encryption protects sensitive vehicle and customer data at all times.
Connect with Guidewire, Duck Creek, Majesco, Insurity, and custom systems. Comprehensive docs and SDKs for rapid deployment.
See how insurance carriers are using our VIN verification solution to reduce fraud, streamline claims, and improve underwriting accuracy.
"This VIN verification service reduced our fraudulent claims by 42% in the first year. The real-time fraud detection and NICB integration are game-changers for our claims department. Highly recommended!"
"Integration with our Guidewire system was seamless. We've automated 85% of our underwriting process and reduced quote times from hours to minutes. Customer satisfaction has improved dramatically."
"The total loss valuation data helped us settle claims 60% faster with fair, documented valuations. Claims adjusters love the pre-accident condition reports. Best insurance tech investment we've made."
Common questions from insurance companies about our VIN verification service. Can't find your answer? Contact our insurance specialists.
Insurance VIN verification is a comprehensive vehicle lookup service that provides detailed vehicle history, accident records, theft history, salvage status, and prior claims data to help insurance companies assess risk, validate claims, and detect fraud during underwriting and claims processing.
Our service integrates with NICB (National Insurance Crime Bureau), salvage databases, and prior claims records to identify red flags like title washing, odometer fraud, undisclosed prior damage, and staged accidents. This helps reduce fraudulent claims by up to 40%.
Yes! Our API integrates seamlessly with Guidewire, Duck Creek, Majesco, Insurity, and custom insurance platforms. We provide SDKs, webhooks, comprehensive documentation, and dedicated integration support for smooth deployment.
We provide vehicle valuations from NADA, Kelley Blue Book, Edmunds, Black Book, and real-time auction data from Copart and IAA. This helps claims adjusters determine accurate actual cash value (ACV) and fair settlement amounts.
Yes, we are fully compliant with the Gramm-Leach-Bliley Act and all state insurance data privacy regulations. Our infrastructure is SOC 2 Type II certified with end-to-end encryption and complete audit trails.
Our API delivers comprehensive VIN verification reports in under 2 seconds, enabling real-time underwriting decisions and instant claims validation. We maintain 99.9% uptime with guaranteed SLA.
We offer flexible pricing: Free Developer tier for testing, Business plan at $500 setup + $150/month for branded deployment, and Enterprise plan at $1,750 setup + $500/month for complete white-label solutions. Volume discounts available.
Yes! We offer a 14-day free trial with 100 complimentary VIN lookups. This allows you to test our fraud detection, data accuracy, and API integration with your systems before committing. No credit card required.
Schedule a demo with our insurance specialists. We'll show you how our VIN verification solution can improve your underwriting accuracy, reduce fraudulent claims, and accelerate claims processing.
Start your free 14-day trial today. No credit card required. Get 100 free VIN lookups and see how our insurance solution can transform your operations.
Questions? Email us at insurance@globalvin.com or call 1-555-INSURE-VIN